http://www.securedcardpick.com/secured-card/secured-bank-card/bank-secured-credit-card/ Get a bank secured credit card if you need to get a credit card and are not able because of bad credit. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Oh no -- I have bad credit! You think you're not going to be able to get a credit card because you have bad credit, right? You think you have bad credit and it's NEVER going to get better, right? Wrong, on both counts! Heard of secured credit cards? Maybe you haven't, and maybe that's why a secured bank card is going to be the best news you've heard in a while regarding your credit. What is a bank secured credit card? A secured credit card is "secured" because of a savings account -- your savings account -- that is behind the card you use. Also called a bank secured credit card, a secured card still has many of the same features that most other credit cards have. Most major credit card companies have a secured card, including a secured Visa card or Mastercard, because those companies want you to be able to be a good credit customer again. So how does it work? With a bank secured credit card, you open up a savings account before you even get a credit card. You still need to make your regular monthly payments -- and you NEED to make your regular monthly payments, because that's how you improve your credit score. But the savings account is there in case you can't make your payments, as collateral for the credit card company. That way you can have a credit card, and your credit company can be assured you will make your payments. It's a win-win situation. So don't spend another day worrying about your credit -- with a bank secured credit card, you can get your credit fixed within a matter of months. Before long, you'll have your credit rating back to where you want it to be. And that's a comforting feeling. Sat, 26 Jul 2008 15:00:00 EDT